Smoother Ride

Richmond Brothers' New Investment Options

Please note that these options may be available to clients/investors with approximately $25k of liquid Fidelity accounts. The Beacon performance comparison in the link below contains hypothetical backtested information. Backtested performance does not represent actual performance and should not be interpreted as an indication of future results. Actual performance for client accounts may be materially lower than that of the model portfolio strategies. Such results do not represent the impact that material economic and market factors might have on an investment adviser's decision-making process if the adviser were actually managing client money. Further, client results will vary from the backtested performance in the comparison in the link below due to market conditions and other factors, including investments cash flows, mutual fund allocations, frequency and precision of rebalancing, tax-management strategies, cash balances, lower than 1.8% advisory fees, varying custodian fees, and/or the timing of fee deductions. Client’s accounts will be rebalanced either more or less frequently depending on the fluctuation of the mutual funds and the cash flow activity of the client. Although the funds Beacon recommends attempt to minimize tax liabilities from short and long-term capital gains, any resulting tax liability is not deducted from performance results. Performance results also do not reflect transaction fees and other expenses charged by broker-dealers and/or custodians, which reduce returns.


Learn more below:

Play Video

President & Co-Owner, Matt Curfman, covers the questions and issues our RB advisory team is trying to help our family of clients solve and why in this special edition of Matt's Minutes.

0:21 Why Smoother Ride?

0:40 Bear Market versus Corrections

1:45 Why is there increased volatility?

2:12 What can clients do to help their money last given the extremes of the market?

3:00 How Smoother Ride is different

Or check out the Closed Captions here!


Play Video

Matt covers more on the 2.0 portfolio strategies with some answers to the frequently asked questions.

0:39 Beacon and Fidelity

1:24 Cap weighted versus equal weighted

2:29 When do you get into the market after a stop-loss trigger?

4:09 Where could this apply in your portfolio?

Or check out the Closed Captions here!

Play Video

Matt covers the history of the Vantage 2.0 option and its historical performance.

0:38 Disclosures

2:02 Who is Beacon?

2:51 Beacon historical performance

3:32 Three strategies to consider 

5:20 What does cap-weighted index mean?

7:06 Historical comparison

Or check out the Closed Captions here!

Play Video

Matt covers the differences in the Smoother Ride Strategies.

0:00 Quick 2022 market recap

1:01 Why RB implemented Smoother Ride strategies

2:12 Summary of 2.0 Conservative, Balanced and Aggressive Strategies

3:10 Strategy 2.0 still defensive

3:38 Strategy 3.0 more sector by sector approach

4:40 Risk Numbers for 2.0 strategies

5:14 Risk Numbers for 3.0 strategies

5:53 Requirements for both 2.0 and 3.0 strategies

7:04 Vanguard Healthcare Index example

Or check out the Closed Captions here!

Play Video

Matt covers more on the 2.0 portfolio strategies as well as the requirements should you be interested in investing.

0:00 Assumptions

1:04 Exchange-traded funds

2:24 Bond strategies

3:02 Defensive triggers

3:56 Fees

6:17 Equal weighting

Or check out the Closed Captions here!

The commentary in this video reflects the personal opinions, viewpoints and analyses of Richmond Brothers employees, and should not be regarded as advisory services provided by Richmond Brothers, and are subject to change at any time without notice. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. Past performance is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Richmond Brothers, Inc. does not provide tax advice.

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