Stay Informed for Your Financial Future

Most people assume that once they’ve created a will or trust, their estate plan is complete. And to be fair, a lot of thoughtful work usually goes into those documents. But here’s where things can get a little more complex… Even when everything looks “right” on the surface, there can still be gaps beneath it….

As markets continue reacting to geopolitical headlines, rising oil prices, and ongoing global uncertainty, many retirees and pre-retirees are once again asking the same question: What does all of this actually mean for my retirement plan? In this month’s Matt’s Minutes, Matt Curfman, CFP®, CEO & Co-Owner of Richmond Brothers—with another special appearance from Oliver—shares…

Making Sense of the Financial Advice You Come Across It’s never been easier to come across financial advice. Even if you’re not actively looking for it, it has a way of showing up, whether through a quick scroll, a video someone shared, or a headline that catches your attention. You might hear about a new…

Losing a spouse is one of life’s most difficult experiences. And during a time like that, having to make financial decisions can feel overwhelming—especially when those decisions carry long-term consequences. One area where small missteps can have lasting effects is how retirement accounts are handled. Some of these decisions can’t easily be undone, which is…

Timing matters—especially as you approach and move through retirement For many people, a tax refund feels like a bonus—extra money that shows up just in time to be spent, saved, or invested. But a refund isn’t really a windfall—it’s your money being returned after you’ve paid more in taxes than necessary throughout the year. When…

When people begin thinking about retirement — whether they’re a few years away or already retired — one of the first questions that usually comes up is: “How much do I need to retire?” While that’s certainly an important part of the conversation, another factor can play an equally meaningful role in shaping retirement income…

When people think about retirement planning, the conversation usually centers around savings, investments, and creating a reliable income stream. Yet one part of retirement that many families don’t fully understand until they experience it firsthand is how long-term care can gradually become part of the picture. It’s common to think of long-term care as a…

The IRS has released the 2026 retirement contribution limits, including updated thresholds for 401(k)s, 403(b)s, 457 plans, and traditional and Roth IRAs. Income phase-out ranges have also adjusted for inflation. At first glance, these annual updates can feel incremental. Yet over time, even modest increases in contribution limits can meaningfully influence retirement savings, tax exposure,…

As we move from February into March, the headlines haven’t slowed down. Tariffs. Trade rulings. Tensions in Iran. Oil prices. Political back-and-forth. And when there’s noise in the world, markets tend to react. In this month’s Matt’s Minutes, Matt Curfman, our CEO & Co-Owner, shares perspective on where markets actually stand year-to-date, why “V-shaped” markets…