Critical Changes for 2025: Avoiding Spousal Beneficiary Mistakes in 5 Easy Steps
Nothing Is Certain Except Death, Taxes… and Beneficiary Mistakes? It’s an uncomfortable reality, but if you’re married, there will come a time when either you or your spouse will be faced with life’s most difficult transition — and the financial decisions that come with it. Unfortunately, mishandling inherited IRAs is a very common and costly…
Is Now the Right Time for a Roth Conversion?
With markets bouncing around and tax laws constantly shifting, many investors are asking the big question:“Should I convert to a Roth IRA right now?” 👉 Watch this short video from Dan Vredeveld, Senior Financial Advisor at Richmond Brothers, to learn how market volatility may create opportunity—and how to know if it’s the right move for…
A fresh take on client conversations
At Richmond Brothers, we believe that teamwork truly makes the dream work. It’s more than a saying—it’s the foundation of how we serve our amazing family of clients. We’re always looking for ways to enhance what we call the Ultimate Client Experience, and recently, we made a small but meaningful update that reflects just that….
Avoid These Common IRA Rollover Mistakes
Thinking about rolling over an IRA? Whether you’ve changed jobs, retired, or inherited an IRA from a spouse, it’s important to understand the rules before making any moves. An IRA rollover might sound simple, but there are some surprisingly easy ways to get tripped up—and the consequences can be costly. From missing key deadlines to…
Taming Market Uncertainty: The Power of Boring Investments [Matt’s Minutes April 2025]
Join Matt Curfman, CFP®, CEO & Co-Owner of Richmond Brothers, and his trusty sidekick Oliver, in this month’s edition of Matt’s Minutes as they break down the key financial highlights of the first quarter of 2025. Discover how “boring” investments can be your safety net amid market uncertainty, and learn about the benefits of Richmond…
Smart Way to Use Your Tax Refund for Retirement Savings
If a tax refund is headed your way, you might be wondering how to spend it. While it’s tempting to splurge on a big-ticket item, consider putting that money to work for your future instead! One smart option? Contributing your refund to an IRA. Not only can this move help reduce your tax bill, but…
Avoiding Financial Mistakes in Divorce
Divorce is a challenging and often emotional process, but navigating the division of financial assets can be one of the most complex aspects. Oversight while splitting financial assets can result in one or both spouses paying unnecessary taxes and penalties. Despite settling a multitude of disputes, avoiding costly financial mistakes is an aspect of divorce…
Building a Lasting Legacy: Strategies for Multigenerational Wealth
Legacy planning isn’t just for older generations. Engaging every family member helps preserve not just wealth but also essential financial knowledge and habits. However, common mistakes can erode generational wealth in different ways for each generation: Want to See Strategies for Growing Multigenerational Wealth? Our latest Generational Wealth Strategies whitepaper dives into key approaches for…
2025 Retirement Plan Contribution Limits
As you plan for your retirement goals in 2025, it’s important to identify opportunities to maximize yourretirement savings. Whether you’re looking to lower your taxable income this year or set yourself up for acomfortable retirement, understanding the updated contribution limits for 2025 can help you optimize your strategy. Thanks to recent inflation adjustments, you may…
Market Swings & Your Portfolio: What Really Matters
You’ve seen the headlines—market selloffs, recession worries, and trade tensions have investors on edge. But here’s the thing: Market moves like this aren’t new, and they certainly aren’t the end of the story. So, what’s really happening? And more importantly, what should you do about it? What’s Happening Sure, all this can be scary when…
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