📽️ Watch Now: Smarter Investing—Math Over Market Hype
In this information-packed 1-hour session, you’ll learn how a math-driven, rules-based strategy may help reduce risk and bring more confidence to your investment plan.

Feeling overwhelmed by market noise? You’re not alone. Whether you’re preparing for retirement or already living it, today’s 24/7 news cycle and volatile headlines can make it harder than ever to invest confidently.

That’s why we hosted our recent Richmond Refreshers: Live! event—to bring clarity and perspective to your financial decisions.

We were joined by Dan Baccarini of Beacon Capital, who shared a rules-based investment strategy that aims to help retirees and pre-retirees stay aligned with their long-term goals—regardless of market volatility.

What You’ll Learn in This 1-Hour Session:

• Why emotions can be one of the biggest risks to your retirement portfolio
• How to manage downside risk while still pursuing growth
• The pitfalls of market timing—and more disciplined alternatives
• How a rules-based process may create a “smoother ride” toward your financial objectives

Who This Is For

This presentation is especially useful if you:

• Are approaching retirement and unsure when or how to shift your investment strategy
• Are already retired and want a more consistent, process-driven way to manage your portfolio
• Feel fatigued by market headlines and want a more stable, long-term approach
• Prefer data-backed discipline over reacting emotionally to market trends

Whether you manage your investments independently or work with an advisor, this session offers practical insight you can apply.

How This Approach Is Different

Traditional investment strategies often rely on forecasting or reacting to short-term events—an approach that can increase stress and lead to emotional decision-making.

By contrast, a rules-based strategy uses consistent, objective signals to guide investment decisions. It aims to reduce guesswork by:

• Using data to support allocation decisions, rather than market sentiment
• Building in flexibility and discipline to help manage both risk and opportunity
• Focusing on long-term consistency, not short-term predictions

For many retirees and those nearing retirement, this approach may offer a more intentional way to stay on course through unpredictable markets.

Why This Matters for Your Retirement

At a time when markets can be unpredictable, having a clear and consistent investment process can bring more clarity and confidence. A rules-based approach may help reduce emotional decision-making and keep your financial plan aligned with your long-term goals—even when headlines suggest otherwise.

📞 Have Questions or Ready to Talk?
We’d love to help you explore how this strategy could apply to your retirement plan. Just send us an email at questions@richmondbrothers.com or give us a call at 517-435-4040. Our team is always happy to chat.