Posts by Richmond Brothers
Before You Keep the Same Medicare Coverage for 2027, Take Another Look
If your Medicare coverage has worked well for you this year, you may already be thinking you’ll just keep everything the same for 2027. And that may turn out to…
Read MoreA Quick Reminder About Investment Scams
We came across a recent investor bulletin from the SEC, FINRA, and several other financial regulators that we thought was worth sharing. One of the biggest takeaways was just how…
Read MoreMaking a Big Purchase in Retirement? Ask These 5 Questions First
You spend a lot of your working years saving for retirement. Then retirement arrives, and at some point the questions begin to change. Instead of wondering how much you should…
Read MoreWhat Does a ‘Wall of Worry’ Mean for Your Retirement Plan?
Inflation. Oil prices. Interest rates. Global conflict. Midterm elections. There always seems to be another reason to worry. When you are approaching retirement or already living in it, those headlines…
Read MoreBuilding What’s Next: Congratulations to 2026 Forerunners Scholarship Recipient Ryan
We’re excited to introduce you to Ryan, Richmond Brothers’ 2026 Forerunners Scholarship recipient! This fall, he’s beginning his college experience at Rochester Institute of Technology (RIT) in Rochester, New York,…
Read MoreInherited IRA 10-Year Rule: Who Qualifies for an Exception?
If you inherit an IRA, one of the first things you may hear is that you have 10 years to empty the account. For many beneficiaries, that’s an important rule…
Read MoreRetirement Is Changing. Has Your Plan Changed With It?
Retirement doesn’t look quite the same for everyone. For some people, retirement begins on a specific date. They turn off the office lights, attend a farewell lunch, and start a…
Read MoreShould Market Headlines Change Your Retirement Plan?
Inflation. Interest rates. Global conflict. Oil prices. Artificial intelligence. Market performance. When the headlines keep changing, it can be difficult to know what deserves your attention and what should influence…
Read MoreBefore Taking Money From Your Retirement Account, Read This First
An early withdrawal before age 59½ involves more than taxes. Here’s how to think through the decision before taking money from your retirement savings. Retirement savings are designed to support…
Read MoreHow to Prepare for Unexpected Expenses in Retirement
Most people heading into retirement have a pretty good sense of what their monthly expenses might look like. Housing. Healthcare. Groceries. Travel. Time with family. Those are the expenses that…
Read More