Thinking about rolling over an IRA? Whether you’ve changed jobs, retired, or inherited an IRA from a spouse, it’s important to understand the rules before making any moves. An IRA rollover might sound simple, but there are some surprisingly easy ways to get tripped up—and the consequences can be costly.

From missing key deadlines to accidentally triggering taxes and penalties, even well-intentioned rollovers can go sideways without the right guidance. That’s why understanding the how and when behind your IRA rollover is just as important as the why.

To help you stay on track, we’ve put together a free resource: “Top 10 IRA Rollover Mistakes.” It’s comprehensive and covers the mistakes that could be made to help you avoid common pitfalls and make confident, informed decisions about your retirement accounts.

If you’re unsure about the next steps or want a second set of eyes on your rollover plan, we’re here to help. Give our office a call at 517-435-4040 to schedule a time to chat—we’d love to help you make the most of your retirement planning.

Please note that Richmond Brothers, Inc. and its representatives do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney.

© 2025 Ed Slott and Company, LLC Adapted & reprinted with permission

Ed Slott and Company, LLC takes no responsibility for the current accuracy of this information