Stay Informed for Your Financial Future


Follow our blog to keep up to date on the latest financial news and information.

What you should know about interest rates [Richmond Refreshers]

Learn more about the downstream effect on your portfolio and wealth from our Associate Financial Advisor, Steve Kulchinski, MBA. No time to watch? You can read the “closed captions” here. Sources Content prepared by Snappy Kraken.  Richmond Brothers, Inc. is an SEC-Registered Investment Adviser. This material is intended to provide general information to help you…

Read More...

Protect Your IRA from Prohibited Transactions and Penalties

Are you aware of what constitutes a prohibited transaction as an IRA owner? Anytime an account owner uses IRA assets in a self-serving or self-dealing manner that improperly benefits them, they are conducting a prohibited transaction. Making one of these moves with your IRA can result in massive taxation and penalties. But how do you…

Read More...

Roth IRA Conversions – Dispelling the Opportunity Cost Argument

The opportunity cost argument surrounding Roth conversions suggests that an opportunity is lost by paying the conversion tax upfront instead of investing it. This argument claims that investors lose future earnings that the funds could have produced. Download “Roth Conversions – Dispelling the Opportunity Cost Argument” for our argument dispelling this belief. There is no…

Read More...

Navigating Financial Opportunities [Matt’s Minutes September 2024]

Matt Curfman, CFP®, CEO & Co-Owner of Richmond Brothers, gives an overview of the financial landscape this past August, including market challenges and opportunities, the impact of upcoming Federal Reserve decisions on interest rates and potential investment implications. If you need strategies for managing market volatility make sure to listen in! 0:06 Oliver Austin “Curefman”0:35…

Read More...

Is the sky falling?

We’re sure you saw the headlines. After hitting new highs last month, markets experienced a significant decline, erasing months of gains.1 It may feel like the sky is falling. For those of our client family who have implemented the Smoother Rider strategies, you already have “safety nets” or added protection to this extreme volatility. For…

Read More...

Roth IRAs versus 529 Plans

Back-to-school season is upon us, which serves as a great reminder to consider how you can help your children or grandchildren fund their higher education. There are two popular options: a 529 plan or a Roth IRA. 529 plans are a well-known option designedspecifically for this purpose. Distributions from a 529 plan can be used…

Read More...

Volatility rises in markets – what to do? [Matt’s Minutes August 2024]

Matt Curfman, CFP®, CEO & Co-Owner of Richmond Brothers, discusses the intensification of the market sell off and what you can do to help mitigate volatility in a potential market correction. 0:00 Introduction0:33 Recent political headlines0:54 Federal Reserve lower interest rates?1:21 Higher market volatility1:40 What this means for clients1:56 Smoother Ride “safety nets”2:36 What Smoother…

Read More...
icon

Let’s Get Started

Fill out the form below to schedule your one-on-one meeting with Richmond Brothers. During this meeting, we’ll aim to get to know who you are and what you want out of retirement.

Schedule a Meeting

  • This field is for validation purposes and should be left unchanged.