Taking Money from Your 401(k) or Employer Plan? Here’s What You Should Know.
If you’ve spent years building up your retirement savings in a 401(k) or company-sponsored plan, you probably haven’t had to think much about it—contributions happened automatically with each paycheck, and your balance grew quietly in the background. But when it’s time to use that money, things can get more complicated—and the decisions you make could…
Early Access to Retirement Accounts: How to Avoid the 10% Penalty
Thinking about tapping into your retirement savings early? You’re not alone. Life happens—and sometimes, so do unexpected expenses or career changes. While retirement accounts are generally designed to stay untouched until age 59½, updates under the SECURE Act and SECURE Act 2.0 have made it easier to access funds without paying that extra 10% early…
Welcome to the Team, Marrissa!
We’re excited to introduce the newest member of our Richmond Brothers family: Marrissa! Marrissa joins our team with a passion for serving others and a talent for keeping things running smoothly behind the scenes. In her role, she’ll help guide clients as they take their next steps toward financial clarity and confidence—tracking applications, managing account…
Navigating Uncertain Headlines: A Look at Market Trends and What’s Ahead
Watch Matt Curfman’s latest market update video below: Quick Topics Covered: Closed captions may also be found here As we step into the third quarter of 2025, you may have noticed the headlines have been more intense than usual. From unsettling global tensions to domestic policy shifts, the news cycle has certainly given investors plenty…
Avoiding Charitable IRA Beneficiary Mistakes: What You Need to Know
Many retirees want to leave a legacy that reflects both their values and their relationships—with support for loved ones and charitable causes that matter to them. But when it comes to naming a charity as a beneficiary on an IRA, a few small missteps can create big tax complications. That’s why we created a short…
⚠️ Recent Security Breach: Why Now’s a Good Time to Update Your Passwords
Posted on June 25, 2025 News broke this week of a major security breach affecting accounts tied to Google, Apple, Facebook, and other major platforms. Unfortunately, large-scale breaches like this can expose usernames, passwords, and personal data—including logins that may connect to your financial life. While security threats like this are beyond any of our…
Planning for Multiple Beneficiaries: 5 Key Tips to Avoid Costly Mistakes
While our team is based in Jackson, Michigan, we proudly serve families both locally and across the U.S. We know that when it comes to estate planning, many people focus on creating a will or trust—but forget how powerful a tool beneficiary designations can be. Whether you’re planning to leave your IRA to your spouse,…
We Hit the Books (Again!): Richmond Brothers Advisors Dive into the Latest IRA + Tax Planning Updates
Staying Sharp So You Can Stay Confident At Richmond Brothers, we believe great retirement advice starts with something pretty simple: staying curious. That’s why one of our core values is:💡 We commit to lifelong learning & relentless improvement. It’s also why we’ve been part of Ed Slott and Company’s network for years — because when it…
You Helped Us Pay It Forward—Here’s Where Your Kindness Landed
This year marked our very first time participating in Global Pay It Forward Day—a new initiative that has quickly become close to our hearts. We invited our Richmond Brothers community to nominate individuals or organizations who could use a meaningful act of care and compassion. And thanks to your incredible response, we were able to…
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Fill out the form below to schedule your one-on-one meeting with Richmond Brothers. During this meeting, we’ll aim to get to know who you are and what you want out of retirement.
