Staying Sharp So You Can Stay Confident

At Richmond Brothers, we believe great retirement advice starts with something pretty simple: staying curious. That’s why one of our core values is:
💡 We commit to lifelong learning & relentless improvement.

It’s also why we’ve been part of Ed Slott and Company’s network for years — because when it comes to IRA rules, tax strategies, and estate planning updates, you don’t want your advisor playing catch-up.

What We’ve Been Up To

This past May, our advisory team — Matt Curfman, Dan Vredeveld, Adriaan van Wyk, and Steve Kulchinski — joined financial professionals from across the country for a special 20th-anniversary training workshop in Atlanta, hosted by Ed Slott’s Elite IRA Advisor Group℠.

The event was packed with the latest updates on retirement rules, smarter income strategies, and real-life case studies. We took home a nearly 300-page manual (yes, really!) and plenty of fresh ideas to bring back to our client family.

What We Learned (And Why It Matters)

Here’s a quick peek at just a few of the topics we covered:

• ✅ What’s changing in 2025: new RMD rules, inherited IRA timelines, and spousal rollover updates
• ✅ Roth IRA changes and how catch-up contributions may shift for high earners
• ✅ How to blend Roth conversions, Social Security timing, and withdrawal strategies for better tax efficiency
• ✅ Estate planning moves that help avoid surprises — especially around beneficiaries and charitable giving
• ✅ Case studies from real people (like missed deadlines and outdated wills) that turned into major headaches — and how to avoid them

We also heard from nationally known speakers like Heather Schreiber, RICP® and Dr. Jordan Grumet, author of The Purpose Code, who shared insights on how financial planning and life purpose go hand-in-hand.

We’re Bringing It Home

You might be wondering: “So what does this have to do with me?”

A lot, actually. Retirement rules aren’t static — they shift more than people realize. And we want to help make sure you’re not missing opportunities (or making avoidable missteps) just because a rule changed behind the scenes.

So in the coming weeks, our team will be reaching out to our family of clients where it makes sense — especially if we noticed something during the training that might apply to your situation. It might be a quick chat about your beneficiary designations, a look at your IRA structure, or exploring whether Roth conversions could help you reduce future tax burdens.

Let’s Chat If You’re Curious

We also offer a complimentary 20-minute phone or Zoom visit for those who want to explore a question or get a second opinion — no pressure, just a chance to see if a deeper conversation makes sense.

If you’ve been wondering how the latest tax laws or retirement changes could affect your plan, let’s talk. You can reach us at 📞 517-435-4040 or 📧 questions@richmondbrothers.com to find a time that works for you.

We’re here to help you live fearlessly into and beyond retirement — with advice that’s up-to-date, personalized, and delivered by a team that loves learning as much as they love helping.