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Archive for September 2025

Fed Rate Cut: What Pre- and Post-Retirees Should Know

By Richmond Brothers | September 30, 2025 | 0

The Fed Tapped the Brakes Last week, for the first time this year, the Federal Reserve cut interest rates by a modest quarter point. On paper, that may not look…

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Leaving a Legacy: Life Insurance vs. Roth IRAs: Which Legacy Tool Fits You Best?

By Richmond Brothers | September 23, 2025 | 0

One of the most common questions we hear from retirees and pre-retirees is: “What’s the best way to leave money to my loved ones — life insurance, a Roth IRA,…

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Government Shutdowns & Retirement: What You Really Need to Know

By Richmond Brothers | September 23, 2025 | 0

Headlines about inflation, interest rates, and jobs are already noisy enough. Now, with Congress just days away from a funding deadline, many people are asking: what happens to Social Security,…

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Roth IRA Conversions Before Age 73: 5 Key Factors to Consider

By Richmond Brothers | September 17, 2025 | 0

As you near age 73, one of the biggest milestones in retirement planning comes into play: required minimum distributions (RMDs). Once RMDs begin, your flexibility narrows — and that’s often…

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September Market Update: Rates, Tariffs, and Retirement Strategies

By Richmond Brothers | September 3, 2025 | 0

As summer winds down and fall begins, questions around interest rates, tariffs, and market direction remain front and center. 🎥 Watch this month’s Matt’s Minutes video here (full transcript below). ⏱…

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Prohibited Transactions: Avoid Costly IRA Mistakes

By Richmond Brothers | September 2, 2025 | 0

For many people in or nearing retirement, IRAs are a cornerstone of their financial plan. But even a small misstep can create big problems. One of the most common —…

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Recent Posts

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We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives.

Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. None of the information contained on this website shall constitute an offer to sell or solicit any offer to buy a security or any insurance product.

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